Just How Does that is long Information on My Equifax Credit History?

Just How Does that is long Information on My Equifax Credit History?

Researching time: three minutes

Shows:

  • Most information that is negative remains on credit history for 7 years
  • Bankruptcy remains in your Equifax credit file for 7 to ten years, with respect to the bankruptcy type
  • Closed accounts paid since agreed stay on your own Equifax credit file for approximately 10 years

With regards to credit history, one of the more often asked questions is: the length of time does information remain on my Equifax credit history? The solution is so it varies according to the sort of information and whether it is considered “positive” or “negative. ”

Most of the time, negative information such as for example late or missed payments, records which were delivered to debt collectors, records maybe perhaps not being compensated as agreed, or bankruptcies stays on credit file for about seven years. Here’s a dysfunction of some different forms of “negative” information and just how long you can expect the information become on your own Equifax credit history: